Terms and conditions for nordealivogpension.dk/en

On this site you can find general information e.g. about pension schemes and insurance products. We always do our best to maintain the site, however errors may occur. In case of discrepancies between the English and Danish content, it is the Danish wording of terms and conditions that apply. You can see the Danish version of the terms and conditions by clicking "Dansk" in the top right corner. If you have any queries, please do not hesitate to contact us.

Important information for US Persons
The offering, sale and/or distribution of many of the products or services described on this website are not intended to any US Persons. If you intend to obtain any product or service from Nordea that is described on this web site, you must first inform Nordea whether you are a US Person.
This website and its respective contents do not constitute an offer or invitation to purchase or subscribe for any securities or a solicitation of any offer to sell any securities to US Persons. Any brokerage and investment advisory services described herein are not intended for US Persons. Furthermore, any solicitation on this web site of banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services is not intended for US Persons, who are physically in the US.

“US Persons” are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. US Citizens living abroad may also be deemed “US Persons” under certain rules.

Nordea does not accept any liability whatsoever for any loss howsoever arising from any use of this website or its respective contents or otherwise arising in connection therewith. Nordea cannot be held responsible for any damages or losses that occur from transactions and/or services in violation of the relevant rules of the purchaser’s home jurisdiction.

General terms and conditions of nordealivogpension.dk/en
Please read the terms below carefully, before using the website. When using the website you accept the terms and conditions, these apply to your usage of this website. Some documents and sections of the website may be subject to specific terms and conditions which will apply in combination with the terms listed here.
The website contains services offered by Nordea Pension Liv & Pension, life insurance corporation (livsforsikringselskab) or other units of the Nordea group. In this context, all these units are referred to as service providers.

The contents of the website and related services are offered as presented. The service provider offers no guarantees in relation to the website or the contents of it. The services provides reservesthe right to at any time update the website and dismiss access to the website. The service provider cannot be held accountable for any costs, losses or damages incurred as a consequence of the use of the website, regardless of whether the service provider or one of its representatives had knowledge of an error in the service.

1. Information about the service provider
The primary service provider is

Name:  Nordea Liv & Pension, livsforsikring A/S

Location: Ballerup

Address: Lautrupvang 10, 2750 Ballerup

Company registration number (cvr-nr.)24260577

Phone: 43 33 99 99

E-mail: nordealivogpension@nordea.dk

Controlling authority: Finanstilsynet, Århusgade 110, 2100 København Ø

2. Other service providers
The website also contains services offered by other units in the Nordea Group or by external partners, e.g.:   

Nordea InvestÅbner i nyt vindue
FundcollectÅbner i nyt vindue
TrygVestaÅbner i nyt vindue

Information about the other service providers can be found in agreements about the service providers or other public material from the service providers.

3. Limitations in the use of the website and entering binding agreements
The website and its contents are only targeted towards Denmark unless otherwise specifically agreed upon or informed diligently. The information on the website is not to be perceived as advice or encouragement to buy or sell or a recommendation from any of the service providers, unless otherwise specifically stated by Nordea. This also applies to all jurisdictions in which it according to law is not legal to make offers or recommendations or provide advisory services.

The contents of the website are not to be perceives as a binding offer from the unit providing the information unless otherwise specifically stated in relation to the information. Legally binding agreements with a unit in the Nordea Group are based on a separate agreement.

Nordea may offer advisory service in the website about investments and taxation. Nordea is not responsible for any losses, damages or actions, which follows as a consequence of such advice.

4. Third-part information
Links made available on the website are only for the users’ information. The service provider is not accountable for any material produced by or by other means made available by third party entity, regardless of whether access can be obtained through a link on the website. Any third party entity is obliged to give the by-law required details about the entity on their website. The service provider is not accountable for any missing or insufficient information.

5. E-mails via the internet
Visitors of the website should be aware that we cannot guarantee confidential handling of non-encrypted mails sent through external networks. Hence, visitors should not send personal details or other confidential information to Nordea through non-encrypted e-mails. Nordea or other service providers are not obliged to act on instructions given through external e-mails. Nordea is entitled to share general information through e-mail to the e-mail address the customer has informed us of, if the customer has requested us to do so. Nordea is not accountable for any losses or damages incurred by the loss or changes of such messages.

6. Copyright and trademarks
Entities in the Nordea Group or – if explicitly stated – third-part entity – holds the property right, the copyright and all other immaterial rights of the website. All rights are reserved in all countries. Publishing, copying, transfer, or storage of the contents of the website fully or in part, is prohibited, unless the owner of the above-mentioned rights has permitted such usage. This does not apply to storage on a personal computer or printing for personal  purpose. Contents may be quoted according to relevant legislation. In such case the source must be listed. Trademarks or logos appearing on the website is not to be copied, published or distributed without written consent from Nordea.

7. Information about handling of personal details
Personal details, which are typed in forms etc. on the website (e.g. applications) or related services , or which in general are registered in this connection, are handled by Nordea in correspondence with the general terms of Nordea (Nordeas Generelle vilkår).

In addition, Nordea may carry out automatic registration of IP-addresses and the visitors usage of the website e.g. for statistical purposes. 

8. Jurisdiction
The above-mentioned terms and services are subject to Danish legislation, and any disagreements based on the website or services offered on the website must be brought to Danish jurisdictional entities.